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USD → GHS 1 USD = 15.72 GHS
United States Ghana
Corridor · United States → Ghana
Trusted by senders worldwide

Send money from United States to Ghana

Strong USD→GHS rates to a bank account, mobile money or cash pickup. See the live rate and fee before you send nothing hidden, nothing to guess.

Strong USD→GHS rate, small transparent margin
Mobile money & cash delivered in minutes
Regulated through the Bank of Ghana's licensed dealer banks
Rate locked while you sign up
USD
Live exchange rate
1 USD = 15.7210 GHS
GHS
7,860.50
Delivery method Bank deposit
Arrives Today - within minutes
Total fees Included in send amount
2.99 USD
Send with confidence

As safe as sending money down the street

Crossing a border shouldn't feel riskier than it is. Every transfer on the United States–Ghana corridor runs through the same regulated, monitored, fully-tracked pipeline regardless of distance.

Licensed & regulated

Operating through the Bank of Ghana's licensed dealer banks.

Account name validation

Bank details, and where supported the account name, confirmed before funds move.

Every transfer screened

Real-time fraud and AML checks run before your money ever leaves.

Explicit status, always

Processing, delivered, or needs attention never left wondering.

Typical bank deposit limits

Shown in USD
Minimum transfer$1
Per transfer (unverified)$2,000
Per transfer (verified)$50,000
Daily limit (verified)$100,000
Live USD→GHS rate

The real rate, with no hidden fees

We use a live mid-market USD→GHS reference rate with a small, transparent margin and show your exact fee before you send.

One clear fee per transfer

Shown clearly upfront, before any commitment.

A small, transparent FX margin

Calculated dynamically, and always honest.

Exact GHS visibility

Know your recipient's precise amount before you pay.

Zero receiving-side deductions

No extra fees deducted on arrival in Ghana.

Live reference rate 1 USD ≈ 15.72 GHS
Live

Fee transparency breakdown

Sample for a $500 transfer. Your exact rate and fee are locked on the quote before you confirm.

You send500.00 USD
Transfer fee2.99 USD
We convert at1 USD = 15.72 GHS
Recipient gets₵7,860.50
On this corridor

Ways to send from United States to Ghana

Pick how your recipient receives it each shows its speed and fee on your quote.

Ghana
How it works

Sending United States → Ghana, step by step

From quote to delivery, here's exactly what happens on this corridor.

Step 1

Enter your amount in USD

Choose how it arrives in Ghana bank, mobile money, cash pickup, or wallet.

Step 2

Lock your live USD→GHS rate

See the exact rate, fee and the amount your recipient gets then confirm.

Step 3

Pay securely

Pay with your bank account or card. Your transfer is encrypted end to end.

Step 4

Recipient gets GHS

Money lands by bank deposit, mobile money, cash pickup, or wallet tracked live to delivery.

Local network

Deliver to the banks and wallets your recipient already uses

Major Ghana banks

GCB Bank
Ecobank
Absa Ghana
Stanbic Bank
Fidelity Bank
GCB Bank
Ecobank
Absa Ghana
Stanbic Bank
Fidelity Bank

MTN MoMo

Ghana's leading mobile money wallet, funded in minutes.

Telecel Cash & AirtelTigo Money

Additional mobile money coverage across Ghana's networks.

Plus more Ghanaian banks, wallets and cash-pickup partners. Provider availability is confirmed at checkout.

Questions, answered

Frequently asked questions

Can't find the micro-detail you are looking for? Reach directly out to our treasury desk anytime.

How do I send money from the United States to Ghana?

Enter an amount in USD, choose how it arrives in Ghana — bank deposit, mobile money, cash pickup or wallet — and you'll see the live USD→GHS rate and fee before you confirm. Then pay and track to delivery.

What is the USD to GHS exchange rate?

NESVRA uses a live mid-market USD→GHS reference rate with a small, transparent margin. The exact rate and the Ghana Cedis your recipient receives are shown on your quote before you send.

How long does a transfer from the United States to Ghana take?

Mobile money, cash and wallet transfers on this corridor are usually delivered within minutes. Bank deposits typically arrive the same day or within 1–2 business days.

How much does it cost to send money from the United States to Ghana?

You pay one clear fee plus a transparent FX margin, both shown up front. The amount your recipient gets in GHS is confirmed before you pay — never ambiguous.

Which delivery methods are available on the United States to Ghana corridor?

Bank deposit, mobile money (MTN MoMo, Telecel Cash, AirtelTigo Money), cash pickup and wallet delivery are all available from the United States to Ghana.

Is sending money from the United States to Ghana with NESVRA safe?

Yes. NESVRA is a licensed, regulated money platform with bank-level encryption and round-the-clock monitoring. Transfer status on this corridor is always clear, never ambiguous.
United States → Ghana

Send to Ghana today

Get a live USD→GHS quote rate and fee shown then send to your recipient in Ghana.

Sending to Ghana? See the Ghana guide · Sending from United States? See the United States guide