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USD → GHS 1 USD = 15.80 GHS
Sending from Ghana
Sending to Ghana
Trusted by senders worldwide

Send money to
Ghana

Great GHS rates to a bank account, MTN MoMo, Telecel Cash, AirtelTigo Money, cash pickup or wallet. See the live rate and fee before you send nothing hidden, nothing to guess.

Great GHS rates, small transparent margin
Mobile money & cash delivered in minutes
Regulated through the Bank of Ghana's licensed dealer network
Rate locked while you sign up
USD
Live exchange rate
1 USD = 15.8000 GHS
GHS
7,900.00
Delivery method Bank deposit
Arrives Same day – 2 business days
Total fees Included in send amount
2.99 USD
Send with confidence

As safe as sending money down the street

Crossing a border shouldn't feel riskier than it is. Every transfer to Ghana runs through the same regulated, monitored, fully-tracked pipeline regardless of distance.

Licensed & regulated

Operating through the Bank of Ghana's licensed dealer network.

Account name validation

Bank details, and where supported the account name, confirmed before funds move.

Every transfer screened

Real-time fraud and AML checks run before your money ever leaves.

Explicit status, always

Processing, delivered, or needs attention never left wondering.

Typical bank deposit limits

Shown in USD
Minimum transfer$1
Per transfer (unverified)$2,000
Per transfer (verified)$50,000
Daily limit (verified)$100,000
Live GHS rate

The real rate, with no hidden fees

We use a live mid-market reference rate with a small, transparent margin and show your exact fee before you send.

One clear fee per transfer

Shown clearly upfront, before any commitment.

A small, transparent FX margin

Calculated dynamically, and always honest.

Exact GHS visibility

Know your recipient's precise amount before you pay.

Zero receiving-side deductions

No extra fees deducted on arrival in Ghana.

Live reference rate 1 USD ≈ 15.80 GHS
Live

Fee transparency breakdown

Sample for a $500 transfer. Your exact rate and fee are locked on the quote before you confirm.

You send$500.00
Transfer fee$2.99
We convert at1 USD = 15.8000 GHS
Recipient gets₵7,900.00
Delivery methods

Ways to send money to Ghana

Pick how your recipient receives it each shows its speed and fee on your quote.

Ghana
How it works

Sending to Ghana, step by step

From quote to delivery, here's exactly what happens.

Step 1

Enter your amount

Choose your sending currency and pick how it arrives bank, mobile money, cash pickup, or wallet.

Step 2

Lock your live GHS rate

See the exact rate, fee and the amount your recipient gets then confirm.

Step 3

Pay securely

Pay with your bank account or card. Your transfer is encrypted end to end.

Step 4

Recipient gets GHS

Money lands by bank deposit, mobile money, cash pickup, or wallet tracked live to delivery.

Local network

Deliver to the banks and wallets your recipient already uses

Major Ghana banks

GCB Bank
Ecobank
Absa Ghana
Stanbic Bank
Fidelity Bank
GCB Bank
Ecobank
Absa Ghana
Stanbic Bank
Fidelity Bank

Cash-pickup partners

Collect cash at retail and partner locations nationwide.

Mobile money

Instant delivery to MTN Mobile Money, Telecel Cash and AirtelTigo Money.

Plus more banks and cash-pickup partners. Provider availability is confirmed at checkout.

Questions, answered

Frequently asked questions

Can't find the micro-detail you are looking for? Reach directly out to our treasury desk anytime.

How do I send money to Ghana?

Choose your sending country, enter an amount and pick how it arrives in Ghana bank deposit, mobile money, cash pickup or wallet. You'll see the live GHS rate and fee before you confirm, then pay and track to delivery.

What is the best way to send money to Ghana?

Mobile money to MTN MoMo, Telecel Cash or AirtelTigo Money is the most popular and usually arrives within minutes. Bank deposit suits larger amounts; cash pickup works for recipients without an account.

How long does it take to send money to Ghana?

Mobile money, cash pickup and wallet transfers to Ghana are usually delivered within minutes. Bank deposits typically arrive the same day or within 1–2 business days.

What currency will my recipient receive in Ghana?

Your recipient receives Ghana Cedis (GHS). We show the live exchange rate and the exact amount they'll get before you send.

Which mobile money providers are supported in Ghana?

NESVRA supports MTN Mobile Money, Telecel Cash and AirtelTigo Money for transfers to Ghana, alongside major Ghanaian banks and cash-pickup partners.

Is it safe to send money to Ghana with NESVRA?

Yes. NESVRA is a licensed, regulated money platform working with authorised partners in Ghana, with bank-level encryption and round-the-clock monitoring. Transfer status is always clear, never ambiguous.
Ghana

Send to Ghana today

Get a live GHS quote rate and fee shown then send to your recipient in Ghana.